If you're a homeowner or mortgage payer and you want to take out a loan, but have CCJs on your credit file, you may find it difficult getting a loan from a high street lender. Fortunately having a CCJ against your name does not prevent you from getting finance as there are an increasing number of lenders sympathetic to people with previous credit problems. 

You can get a free no obligation loan quote from an experienced UK based loan consultant who has access to the entire range of secured loans available for people with CCJs. You can get help even if you have been refused a loan elsewhere.

County Court Judgements (CCJs), are issued when people fail to pay a bill or repay money they have borrowed and the party who is owed the money has gone to court to enforce payment. A CCJ stays on the public record for six years from the date of judgement.

A secured loan can be used for any purpose including debt consolidation.

With literally hundreds of secured loan lenders in the UK, it's worth shopping around for the best deal. A professional loan advisor will save you time and money by doing all the shopping around for you. They will be on hand to guide you through each stage of your application and ensure you get the funds you require in the shortest possible time. 

The amount you can borrow will depend on the equity in your property, that is the difference between your mortgage balance and the value of your home. However, there are some lenders that permit secured loans which are greater than the equity available.

Click here to get a FREE loan quote - Let a specialist advisor search over 100 different lenders to find the best quote for you.